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Yes, you can! However, within 30 miles of the coast, you cannot place the property directly in your name. You can either open a bank trust in your name to hold the property (known as a Fideicomiso) or open a Mexican corporation and purchase through it — we only recommend the corporation route when investing in multiple properties. A Fideicomiso is completely secure and you have full control over it; it works very similarly to a Living Trust in the USA.

For foreign investors purchasing in Mexico, it is primarily a cash market. That said, some companies now offer financing to American and Canadian investors with a good credit rating. Other options include a personal loan from your bank, a HELOC, or pulling from a self-directed 401K — all of which we can assist you with. There is also the option of purchasing a pre-construction project, where most developers ask for as little as 30% upfront, with the remainder spread over the construction period or paid as a lump sum at completion.

The main yearly costs are the property tax (roughly equal to 0.1% of the property value) and the Fideicomiso fee, which averages between $500 and $600 USD per year.